Anti-Credit Articles

The Value of Waiting

The single most over-rated “benefit” of credit is that it allows you to have what you want, right when you want it. We live in an “instant” society. We have instant oatmeal, instant pudding, microwave popcorn, always-on internet, universal cellular coverage. We demand, as a society and as individuals, that our wants be met on time, or even better, early. There is a tragic downside to this mentality. Stop, for just one minute, and try to remember the last 5 meals you ate, the last 5 conversations you had, the last 5 emails you answered, the last 5 people you hugged. SEE. We have so much going on, and we demand that so many of the things in our lives…

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Visa Extras

Found this neat site: Visa Extras where you earn reward points for using your DEBIT card. The key is to use your debit card LIKE a credit card when you buy something. In other words, use it and sign a paper receipt instead of entering your pin number. Visa has deals with various banks, so check your bank. My current bank, SouthTrust, was purchased by Wachovia, and they both offer this service. It should be FREE. If your bank charges anything for this service, then I would not sign-up.

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Saving Money

Ship Shape Shopping

Do you do much shopping online? Of course you do! We’ll here are a few awesome sights that can help you find great deals on great stuff. Try to go to the forums and post deals that you find, in order to help the bargain community out. The grand-daddy of them all, with great bargain and finance deals in the forums. An awesome “tech-centered” site with great deals, categorized and detailed nicely. Xpbargains: Another great bargain sight, with an awesome price comparison feature called xpricer.

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