Emergency Fund

Ahh…The Emergency Fund. So glad we have one. My…

Ahh…The Emergency Fund. So glad we have one. My little boy got sick this week, very, very sick, and was in the hospital for about 5 days. He is home now, and is doing much better. However, while staying with him in the hospital, my wife missed an entire week of work. I was at home with our daughter. Thank God for the Emergency Fund. Without it, we would have had to worry about our finances this month. With it, we can concentrate on our son’s health. This little blip might slow our debt payment for a month or so, but that will be fine. It is far better to have an emergency fund, and spend a little time rebuilding…

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Linked…At Long Last

Check out the link on the right for phat investor. Click on their personal finance section, and scan to the bottom. They have linked to little old me…Yay, so excited. This blogging stuff is fun. Now, for the rest of you readers with blogs, get to linkin. I shall, of course, return the favor.

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Pay Off Debt? Or Invest?

I am a relatively young guy, early 30’s. I know that in order to have a good nest egg, I need to invest now. But, I am using all of my extra monies to pay-off my debts. Is this wise? I think so. I think that if I can be out of debt in less than a year, then I will have plenty of time to invest my money in the market, and plan for my future. I notice that there is a popular move afoot, to borrow against zero percent credit cards, and then invest that money in cd’s, savings accounts, or even the stock market. To me, this is ludicrous. I would never, never, never, never borrow to…

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