It’s always interesting to look back and see what I’ve written about in the past.
Two years ago I was still in debt but planning for the future when I wrote “Getting Ready For Freedom“. Check out this quote:
It will be fun to focus my energy on how to save my money, rather than on how to pay-off my debts. I canâ€™t wait.
I also wrote about the personal side of personal finance in a post titled “More Than A+B“. It’s been so long since I used a credit card that I’ve almost forgotten how “addicted” to them I used to be. It’s affirming to read:
What has helped me the most is realizing that I was using credit as a crutch. As long as I was free to use my charge card, I did not have to have a budget, I did not have to watch what I was spending. Credit cards create a â€œfantasyâ€ world where we â€œhaveâ€ more money than we really have. We can live a lifestyle that is above and beyond what we can truly afford.
One of the coolest things that happened while I was getting out of debt was receiving an unexpected check from the state of Florida. Read this post “Found Money!! Wowser” to learn more about my long-lost paycheck and the website Missing Money.
Moving up-in-time just a bit, a year ago I had to dip into my Emergency Fund. Check out “Emergency Fund Invasion“. After having to use some of the money in my emergency fund, I wrote:
So, we used some of emergency fund savings, paid for the medical need and the automobile repair, and moved on. No interest to be paid. No bills to worry about. No middle-man.
One of the most popular (and controversial) articles I’ve ever written is “I Will Not Borrow Money“. This article received a ton of comments (which did not transfer when I moved from blogger to wordpress) and was the first article to receive “major” attention. What’s the big deal? It could be that I compared being in debt to “slavery” or it could be that I used a story about a brain-damaged kid to illustrate a point I was trying to make. Either way, this post is old-school-NCN, and new readers should get a kick out of my passionate anti-credit stance.
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I love writing about my personal finances and I hope you’ve enjoyed this “look-back”. It’s important to remind ourselves of where we’ve been so that we can understand where we are and plan for where we’re going.