Savings

I Pay Myself First – And Last – And All Along The Way

Here’s how I manage to fully-fund my 403(b) retirement account, my Roth IRA, save for my kids’ college, and maintain a healthy emergency fund. I pay myself first – Before I receive my monthly paycheck, a portion is withheld, equal to 1/12 of my annual 403(b) contribution. As soon as I receive my paycheck, I deposit it in my checking…

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Noted, Savings

Guest Post: DebtFree-Revolution And The NCN Network

As many of you know, not only do I blog here at No Credit Needed, I also manage the No Credit Needed Network. Over at the Network, members can create a personal finance goal and track their progress. Those members who have websites can post their progress charts on their websites. Recently, NCN Network member DebtFree-Revolution paid off all non-mortgage…

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Savings

Rebuilding My Non-Retirement Savings (Mid-February Update)

One of my goals for 2008 is to rebuild my non-retirement savings. As of February 18, the balance in my non-retirement savings is $4,500. My goal for 2008 is $16,000.  With the new baby on the way, I feel that it is important to have some extra cash ‘on hand’.  With that in mind, I will rebuild my non-retirement savings,…

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