I’ve been thinking about motivation. Where does it come from? How can it be maintained? My primary motivation to get out debt was born out of a desire to have more control over my life. To be frank, I was tired of living with the constant burden of interest payments. Deciding to do something about my debt, I began to…
Category: Goals
Breaking Bad Financial Habits – Impulse Purchases
As you read this, you already know something about yourself, something very important. You know, without even having to think about it, if you are the kind of person who makes impulse purchases. You also know, with equal certainty, if this tendency to make impulse purchases is negatively affecting your financial situation. Over the next few weeks, I’m going to…
Current Retirement Asset Class Allocation
Here’s a look at our current retirement investment portfolio. These numbers are current as of today. This breakdown does not include my wife’s pension plan, nor does it include money invested for college education savings. We use four accounts to save for retirement (in addition to my wife’s pension). My 403(b), my Roth IRA, my wife’s Roth IRA, and a…