Goals

Goals For 2011

It’s January 1st – a great day to announce goals for the new year.  Here are mine – 1.  I want remain free from consumer debt.  I am entering my fifth year of consumer debt freedom – and it still feels great! 2.  I want to purchase a new-to-us automobile for my wife.  We have a minivan, but the model…

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Goals

The Needs Improvement List

My budget-analysis for 2010 reveals that I need to improve in the following areas – I need to spend less money on convenience store items – bottled water, sodas, chips, etc.  When I fill up at the gas station, I almost always grab a snack, too.  This habit is bad for both my waist line and my wallet.  Add this…

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