Emergency Fund, Goals, Savings

Updating My Non-Retirement Savings Chart

One of my goals for 2008 is to rebuild my non-retirement savings. In 2007, we purchased a new-to-us minivan and in early 2008, we had a new baby (and purchased several baby-related items). These expenses worked together to dramatically reduce our non-retirement savings and I’ve been working diligently to rebuild them. I just made a transfer from my primary checking…

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Frugality

Getting Rid Of Unnecessary Monthly Expenses

I’ve just spent the last hour or so getting rid of several unnecessary monthly fees and expenses. First, I called my satellite television provider and downgraded our HD package. I noticed a few weeks ago that they had begun to offer two HD packages – and all of the HD channels that we watch were included in the cheaper package.…

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Debt Reduction

Breaking The Addiction To Credit

Are you ready to get out of debt?  Awesome. Are you still using credit cards, even while trying to pay them off?  Not Awesome. Here are my thoughts about breaking and addiction to credit – Give Cash A Chance – Instead of using your credit card for everyday purchases use cash. Try the envelope system and see how you do.…

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