Taxes

2009 IRS Federal Income Tax Schedules – Tax Brackets

A few weeks ago, as I was searching the IRS website (for an unrelated publication), I stumbled across this PDF File, outlining the 2009 IRS Federal Income Tax Rate Schedules.  These rate schedules define various tax brackets.  It’s always good to have an idea of which tax bracket you are in, so that you can figure your effective tax rate.  Remember, your tax bracket and your effective tax rate are two entirely different things!

Single Filing

10% on income between $0 and $8,350
15% on income between $8,350 and $33,950; + $835
25% on income between $33,950 and $82,250; +$4,675
28% on income between $82,250 and $171,550; + $16,750
33% on income between $171,550 and $372,950; + $41,754
35% on income over $372,950; + $108,216

Head of Household Filing

10% on income between $0 and $11,950
15% on income between $11,950 and $45,500; + $1,195
25% on income between $45,500 and $117,450; + $6,227.50
28% on income between $117,450 and $190,200; + $24,215
33% on income between $190,200 and $372,950; + $44,585
35% on income over $372,950; + $104,892.50

Married Filing Jointly

10% on income between $0 and $16,700
15% on income between $16,700 and $67,900; + $1,670
25% on income between $67,900 and $137,050; + $9,350
28% on income between $137,050 and $208,850; + $26,637.50
33% on income between $208,850 and $372,950; + $46,741.50
35% on income over $372,950; + $100,894.50

Married Filing Separately

10% on income between $0 and $8,350
15% on income between $8,350 and $33,950; + $835
25% on income between $33,950 and $68,525; + $4,675
28% on income between $68,525 and $104,425; + $13,318.75
33% on income between $104,425 and $186,475; + $23,370.75
35% on income over $186,475; + $50,447.25

These rate schedules may come in handy, especially considering this news from Yahoo that millions of couples and retirees might have higher-than-expected tax bills come next April. Keep your tax rate in mind as you plan your retirement contributions and other tax-related financial decisions.

5 thoughts on “2009 IRS Federal Income Tax Schedules – Tax Brackets

  1. Valuable update. Everyone take note to find more places to hide your income! Building a budget will help you learn how much you have each month to allocate to tax shelters– a key for any pf savvy individual.

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