Monthly Archives: February, 2008
Building An Emergency Fund – Where Do I Keep It?
As I mentioned in my recent post about what to do after getting out of debt, I like the idea of having an emergency fund. After a series of super-secret mathematical calculations – I pulled a number from a hat – and decided that $16,000 would be a good amount to have in ours. Where [...]
Festival Of Frugality #114
Welcome to the 114th Festival of Frugality. What’s a blog festival? A collection of articles about a specific topic – in this case, frugality – from various writers, compiled and organized, and presented in an easy-to-follow format. The Festival of Frugality moves from site-to-site and you can find links to all past festivals by following [...]
10 Things To Do After You Get Out Of Debt
As I mentioned a few weeks ago, I have been debt free for two years. After two years of enjoying life – debt free -I can state, without hesitation, that deciding to get out debt was the smartest decision I have ever made. I cannot explain how different my life is now. Instead of worrying [...]
2007 – No Credit Needed Year-End Review (October)
2007 was an amazing year for me, NCN, and my site, No Credit Needed. I thought that it would be fun to take a month-by-month tour through my favorite posts from the last year. If you are a new reader, I hope these posts will give your a sense of who I am, where I’ve [...]



