It’s January 1st – a great day to announce goals for the new year. Here are mine – 1. I want remain free from consumer debt. I am entering my fifth year of consumer debt freedom – and it still feels great! 2. I want to purchase a new-to-us automobile for my wife. We have a minivan, but the model…
Author: NCN
Thank You For A Great November
I want to thank my readers for visiting No Credit Needed during the month of November. Back when I started this site – way back in 2005 – I had no idea that I would connect with (and be inspired by) so many folks. I’ve said it before, but it needs to be said again: You rock! I also want…
How To Save Money For A Mid-Range Goal
I am not a fan of borrowing money, so it’s important that I plan for and save for mid-range goals. I would define a mid-range goal as any major purchase or expense that I might have to make in the next 2 to 5 years. Right now, we’re focusing on saving enough money to buy a newer automobile for me,…