Savings Story

Taking A Look At My Roth IRA

I thought I’d take a peak at my Roth IRA and see how it was performing.  My wife and I have four primary retirement funds.  I have a 403b through work, she has a pension plan through her work, and we both have Roth IRAs.  I’d breakdown my investment philosophy thusly: Pension Plan:  My wife’s plan will provide guaranteed retirement…

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Money Management, Savings, Tips

Breaking Down A Goal Into Micro-Goals

I’m a big fan of creating personal finance goals.  I like to create a goal and then break that goal down into manageable micro-goals.  As an example, let’s say that I wanted to save $12,000 (a rather large sum of money) next year.  My initial goal would look like this: In 2008 I will save $12,000. I don’t know about…

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