For the visual-learners in the audience, I have diagrammed the flow of my money. Regular income is deposited into my primary checking account. Scheduled monthly payments are made, and allocations for non-monthly scheduled payments are then deposited in my online savings account. Irregular income, such as it is, is deposited into my primary checking account, and used, if needed, for…
Author: NCN
How We Changed Our Family’s Financial Future
My wife and I have been debt free for more than three years. Here’s how we turned our lives around and changed our family’s financial future. We began to spend less than we earned. Brilliant, no? It sounds so simple, but the reality is, many Americans spend more each month than they earn. We put our credit cards in our…
Midnight Meanderings – Slight Site Redesign
Site Redesign – I have made a few changes to the look and feel of No Credit Needed. I hope these changes improve the sites usability. If you subscribe to No Credit Needed via RSS or email, you can click here to view the new look of the site. From my other sites – No. Calories Needed – Hit My…