I don’t believe that I have ever taken the opportunity to thank you for mentioning YNAB on your blog. For it was here at No Credit Needed that I first heard of YNAB. At that time my wife was pregnant with our first child and we were trying to decide if she was going to return to work or become a stay at home Mom.
To make a VERY long story short, YNAB afforded us the opportunity to not only allow her to stay at home with our child full time, but also allowed us to become completely debt free and financially worry free. So while the folks at YNAB deserve tons of credit, it is really you who deserves the most. I can’t thank you enough.
Isn’t that awesome? I’m super-proud of and for James and his wife, and happy to see that You Need A Budget is working for them. My wife and I have been using YNAB to manage our finances for several years. YNAB just announced version 3.0 and its pretty awesome.
James, thanks for letting me share your email – and congratulations on the new baby! New babies rock!
You Need A Budget is my budgeting tool of choice. I’ve been a YNAB affiliate for several years and I really dig their product.