If you are looking for free checking account, may I suggest using Wachovia.Â I have a free checking account with them, and I like their service.Â Right now, they are offering a $50 sign-up bonus when you open a free checking account.Â Here are the details, ripped from their online site:
To qualify for the $50 bonus offer, you must open a Wachovia Free Checking account by clicking on the “Apply Now” button, visit a participating Wachovia Financial Center, or contactÂ Wachovia at (800) 987-2945. When opening the account at a Wachovia Financial Center, you must bring in a copy of this page.Â When opening the account via telephone, you must provide the following special code:Â FRNA
Account must be opened in good faith and remain in good standing through 04/30/2007 in order to be eligible for the offer.Â Account must be funded with a minimum opening deposit of $100. Offer expires on 04/01/2007. Limit one bonus offer per household. Not valid with any other promotion or offer. Accounts subject to approval. Other fees may apply. The $50 bonus will appear in the form of a credit to the account within 60 days of the offer expiration date.Â The value of this bonus may be reported to the IRS and the recipient is responsible for any related federal, state, or local taxes.
What I like about Wachovia’s free checking:Â No minimum balance requirement, no monthly service charge, free online banking, free debit card, and NO direct deposit requirement.Â If you want to write checks on this account, you will need to purchase checks.Â (You can buy checks from Wachovia, or shop around and buy the types of checks that you like.Â Many people buy their checks from a place like Sam’s Club.)
I am not affiliated with Wachovia, and the above is NOT an affiliate link.Â I just dig their customer service.Â They’ve always been nice to me.