Wow, what a blessing! I received a check today for 250 bucks for some work I helped out with over the summer. Totally unexpected. I am trying to decide whether to immediately put the 250 towards debt reduction, of put it in savings to rebuild the old emergency fund. Contrary to how I usually do things, I am thinking about putting all of it against the debt and keeping a smaller amount in the emergency fund. Why? Because, I am in the home-stretch and I really, really want to be debt-free by 10/10. HMMM…A good “problem” to have.