Category Archives: Debt Story

Life Without Credit Cards And The No Credit Needed Experiment

I want to thank those of you who have clicked over from Money Magazine. Author Donna Rosato interviewed me a few weeks ago and yesterday, her article, Life Without Plastic, was published on the Money Magazine website. My family and I are profiled on page 6 of the article. The print version of the article [...]

Reader Poll – Just How Much Is 6 Months Worth Of Expenses?

Many popular personal finance ‘gurus’ suggest maintaining an emergency fund with enough money to cover 6 months worth of expenses. I thought it might be interesting to see what my readers thought about this advice. If you are reading this post in a feed-reader, you will need to click through in order to leave a [...]

I Have Been A Debt-Free Blogger For Two Years

It’s hard to believe. I have been completely debt-free for two years! In April of 2005 I created No Credit Needed. My purpose? To track my debt reduction and share my story with the world. In less than 10 months, I paid off more than $11,500, and on February 6, 2006, I was able celebrate [...]

Day 6 Of 33 Days And 33 Ways To Save Money And Reduce Debt : Share Your Story

Click here to read all of the 33 Days And 33 Ways To Save Money And Reduce Debt posts. I’m a pretty independent guy. I don’t mind being by myself and I could pretty easily spend a few weeks “right by myself”. But, when I decided to get out of debt, I wanted a forum [...]