Category Archives: Debt Free
New Site Design And Getting Ready For School To Start
My wife is an educator, so she’ll be headed back to the classroom in a few weeks. We have been so busy this summer – and our financial records reflect a slight lack of discipline. We haven’t overspent, but we haven’t saved us much as I would have liked, either. But, frankly, with all that [...]
Building An Emergency Fund – Where Do I Keep It?
As I mentioned in my recent post about what to do after getting out of debt, I like the idea of having an emergency fund. After a series of super-secret mathematical calculations – I pulled a number from a hat – and decided that $16,000 would be a good amount to have in ours. Where [...]
10 Things To Do After You Get Out Of Debt
As I mentioned a few weeks ago, I have been debt free for two years. After two years of enjoying life – debt free -I can state, without hesitation, that deciding to get out debt was the smartest decision I have ever made. I cannot explain how different my life is now. Instead of worrying [...]
Debt Cures For Living Debt-Free
Here are a the strategies that I’ve adopted so that I can remain debt-free for the rest of my life – I live on a budget. I use cash, debit cards, or checks. I do not use credit cards. Period. If I cannot pay for it, I don’t buy it. If I want it, I [...]