Monthly Archives: January, 2010

You Need A Budget – Success Story From NCN Reader James – YNAB

No Credit Needed reader, James, uses the You Need A Budget budgeting system to manage his household finances.  He recently sent me an awesome email and I’m happy to share it with you: I don’t believe that I have ever taken the opportunity to thank you for mentioning YNAB on your blog. For it was [...]

Financial “Spring” Cleaning Is In The Air

As I mentioned in the previous post, I’m going through my financial documents and doing a little financial “spring” cleaning.  Granted, it’s the middle of winter, but it’s a great time to get my things in order. Taking a break for a bit of lunch, I surfed over to Twitter (click to follow yours truly) [...]

A Little Financial “Spring” Cleaning

I know.  I know.  It’s freezing cold outside and we are right smack-dab in the middle of winter – but I feel the need to do a little financial spring cleaning. First, I need to go through my filing cabinet and gather up all income tax-related documents.  W-2′s will arrive soon – and I want [...]

Saying Goodbye To A Strange Year

It’s time to say goodbye to 2009 and hello to 2010.  I hope all of my readers will have a blessed and profitable 2010. For me, 2009 was a bit of a strange year.  I dealt with a couple of health issues, including kidneys stones and some back pain.  I never really got into a [...]