May 9th, 2009 
NCN
After a long conversation with my wife, she has encouraged me to continue writing here at No Credit Needed. She knows how important the site is to me. So, please disregard the previous post, where I declared that I would no longer be writing articles for No Credit Needed.
I want to thank those who left comments and sent emails. My wife and I were touched by your kind words. No Credit Needed is more than just a site, it is an experiment – to see if we can live without borrowing money. I want to thank those of you who have supported the site, and with the support of my awesome wife, I am happy to say that I the site, and the experiment, will continue.
-NCN
Posted in 
Lol, welcome back again!
Yay!
I think that is a wise move, to cut back on content for other sites. You need to pay yourself first with your own content and understand that saying no, is okay.
Sorry to see you go and welcome back. That was quick.
Steve
Ha ha, well most of us have done more hasty things after a similar row with the spouse. Welcome, er, back!
Just when I was thinking of opening up my wallet to make an offer… tease
NCN, the Brett Favre of personal finance blogging.
I think it’s smart to scale back elsewhere rather than walking away entirely, at least for a trial period to see how it goes. Speaking from experience, it’s very easy to get caught up in the moment, launch a new site, and spread yourself too thin. As with all things, balance is the key.
Your wife is a smart woman! Thank her ( and thank you)
Nice to have you back NCN. Your advice and insights means a lot to your readers and to other pf bloggers like Wise Bread. Things just wouldn’t be the same without you.
This is a great time for pf bloggers. There are so many opportunities flying at us that it might be a little overwhelming at times. If you ever just want to chat you know where to find me.
Yay!
The majority of the large cap / total US market stocks are held in Vanguard’s VTI ETF – which tracks the broader US market. The majority of mid / small cap stocks are held in my 403(b) via a REIT. All of the international stocks are held in a fund with my 403(b). I recently made a change to my future contributions, so the amount held in cash / bonds should increase, as a percentage of the portfolio, over time.
One of my goals for 2009 is to fully-fund my 403(b) ($16,500). I also hope to fully-fund my Roth IRA ($5,000) and my wife’s Roth IRA ($5,000).
This is my personal portfolio, constructed after doing my own research and according to my own risk tolerance. I may even change it in the future. It is not a recommendation to purchase any specific securities. I am not a financial professional or investment adviser, nor do I play one on the web.
szala
Auto Finance
Yeah, sure, but honestly, if it is not
Take a break, find a way to make it manageable and always remember why you started it to begin with!
its possible, to live without a credit, very possible, ill say, its just now, we got used to it