Monthly Archives: July, 2007
Three Summers Of Blogging: Looking Back, Looking Forward
It’s always interesting to look back and see what I’ve written about in the past. Two years ago I was still in debt but planning for the future when I wrote “Getting Ready For Freedom“. Check out this quote: It will be fun to focus my energy on how to save my money, rather than [...]
Guest Author Big Honkin Speaks: The Value Of Having An Emergency Fund (And The Tragedy Of Not Having One)
Big Honkin (who recently introduced himself to readers of No Credit Needed) has written an article about the value of having and Emergency Fund. Big Honkin is a “real life” friend of mine and he’s just started to get out of debt and organize his finances. I think you’ll enjoy Big Honkin’s article and you [...]
Decreasing My Take-Home Pay So That I Can Maximize My Retirement Contributions
I recently adjusted the amount of money that I ‘take-home’ so that I can maximize my 403b contributions for 2007. The maximum contribution amount for 2007 is $15,500. In January, I elected to have $1000 per month contributed to my 403b, but in mid-June I decided that I needed to adjust my contributions. So, my [...]
Some Thoughts About Saving Money
I’ve been thinking about why people fail to save money and fund retirement accounts, and I think that I’ve come up with something. “Saving money” is complicated. Think about it. How many different types of “savings accounts” are there? Off the top of my head, I can list several: Online Savings Accounts, Money Market Accounts, [...]
