Motivation

My “Not-Resolutions” For 2007

I resolve NOT: To worry about my creditors… (I’m debt free) To worry about losing my job… (I have an emergency fund) To try and buy my happiness… (I have a great family, a great wife, and two great kids) To spend more than I make… (I have a budget) To judge others based on their appearance… (Most rich people…

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Debt Story, Motivation

How Much Money Have You Made In Your Life?

I have this little calculator built into my cellular phone. Sometimes, when I’m bored, I’ll pull out the cell and goof around with the calculator. So, the other night I had the following thought, “How much money have I made during my lifetime.” Here are the details. I’m almost 32, and I’ve worked since I was about 14. The breakdown:…

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Debt Story, Motivation

Change Your Life In Two Years… Or LESS.

I’ll be 32 years old in January, I only have a high school diploma, I live in a small, rural town, and I’ve never taken a class in computers, media, communication, or personal finance. In other words: I’m just a regular dude. My salary? Less than 35K take-home. My wife’s salary? Less than 30K take-home. So, what can a regular…

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