I love this time of year. I love giving gifts, hanging out with family, and enjoying time off from work. What I don’t love about this time of year – and what many families struggle with after this time of year – is credit card debt. So, let’s put together a plan of action, so that when those bills arrive…
Category: Basics
How To Save Money On Groceries
I’ll admit it. I actually enjoy shopping for groceries. I usually shop on Tuesdays and I try to go to the store when there are fewer customers shopping. Over the years, I’ve learned how to save money (and a little time) while shopping for groceries. Here’s what works for me – 1. Use a grocery store price book to track…
How To Stay Out Of Debt
1. Live on a budget and plan for future purchases. If you are going to live without borrowing money, you will need to save for future purchases. Saving for automobiles, furniture, and appliances requires a lot of discipline and a lot of planning. The debt free life is awesome, but it does require that you spend some time mapping out…