I’ve been thinking about motivation. Where does it come from? How can it be maintained? My primary motivation to get out debt was born out of a desire to have more control over my life. To be frank, I was tired of living with the constant burden of interest payments. Deciding to do something about my debt, I began to…
Author: NCN
Breaking Bad Financial Habits – Impulse Purchases
As you read this, you already know something about yourself, something very important. You know, without even having to think about it, if you are the kind of person who makes impulse purchases. You also know, with equal certainty, if this tendency to make impulse purchases is negatively affecting your financial situation. Over the next few weeks, I’m going to…
Rebuilding Cash Reserves
I have made a (temporary) change to the amount I contribute to my 403(b) retirement account. After making a few major purchases, it’s time to rebuild our cash reserves. Our income has been down, just a bit, as compared to this time last year – and expenses have been up. We now have three kids, and our youngest is still…