Noted

Midnight Meanderings – Back To The Basics

Site Redesign – I’ve tweaked the look of No Credit Needed.  I hope you like the larger text and less-cluttered layout. From No Credit Needed – The first four articles in the Back to the Basics series – How To Eliminate Credit Card Debt How To Maximize Or Minimize Interest How To Stay On Track How To Stay Out Of…

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Frugality

My Frugal Fix For The Broken Chair

We have this green chair that sits in our sun-room.  It’s a very comfortable chair and I like to sit in it when I’m studying my Bible or reading a book to the kids.  The fabric is in great shape – but two of the little legs on the bottom of the chair have become unstable.  The holes where the…

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Basics, Debt Free

How To Stay Out Of Debt

1.  Live on a budget and plan for future purchases. If you are going to live without borrowing money, you will need to save for future purchases.  Saving for automobiles, furniture, and appliances requires a lot of discipline and a lot of planning.  The debt free life is awesome, but it does require that you spend some time mapping out…

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