Over the past few months, I’ve been working hard to save money on our monthly power bill. So far, here’s what I’ve done – I replaced most of the incandescent light bulbs in our house with compact fluorescent light bulbs. I found a big box of compact fluorescent bulbs on sale at our local hardware store and quickly purchased them. …
Author: NCN
The Needs Improvement List
My budget-analysis for 2010 reveals that I need to improve in the following areas – I need to spend less money on convenience store items – bottled water, sodas, chips, etc. When I fill up at the gas station, I almost always grab a snack, too. This habit is bad for both my waist line and my wallet. Add this…
Over 8 Million Users Stopped Using Credit Cards In 2010
According to a recent press release from credit bureau TransUnion – TransUnion’s analysis estimates that more than eight million consumers stopped actively using bank-issued, general purpose credit cards over the past year. This deleveraging is believed to be due in part to charge-offs in the higher risk segments of the population, more conservative spending in the low-risk segments, and significant…