In February of 2010 my wife and I purchased our very first home. We took out an conventional 15 year mortgage. Our plan is to pay the mortgage off in less than 10 years – with a stretch goal of paying it off in less than 7. As of January 31, 2011, we have made 11 regular mortgage payments –…
Author: NCN
Resource Reminder – 7 Hours For Healthier Finances
Last year I wrote a series of articles entitled Dedicate 7 Hours for Healthier Finances. Since that time, readership of No Credit Needed has increased – and I want to make sure that new readers (and folks who might have missed the series the first time around) are aware of it. The premise behind the series is pretty simple: Let’s…
Getting One Month Ahead
One of the things that I disliked the most about life pre-No Credit Needed was the pressure of living paycheck-to-paycheck. Prior to getting serious about managing our finances, I struggled, always living on that fine line between just-enough and flat-broke. One of the joys of my current lifestyle is that I have broken the cycle of paycheck-to-paycheck. Before I proceed,…