Cash, Credit

No Credit Cards Needed

Here’s my system for getting through life without using credit cards. Cash –I always have $200 cash on me.  I carry my cash in a money-clip. Debit Card –I always have a Debit Card on me.  I carry my Debit Card in my money-clip.  I wrap my cash around my Debit Card. Checkbook –I have a checkbook which I keep…

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Family

The Bathroom Remodel Begins

We live in a “ranch style” house. It has two bathrooms, a guest bathroom and then a small bathroom that connects to our bedroom. My wife (Mrs. NCN!) has decided that (after two years of saving money like crazy) that we need to SPEND a little and remodel our bathroom. We are going to paint, replace the toilet, put in…

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Frugality, Savings

Saving Money: Groceries

I actually enjoy shopping for groceries. But I hate to spend money on groceries. Hmmm… Here’s how I save money when shopping for groceries. (A note to my loyal readers. The ill-fated How Much Do I Use In A Year, as predicted by Five Cent Nickel, is dead in the water. After starting my new weight loss blog, the types…

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