Site Information

Link Policy

I want to thank all of my fellow bloggers who have linked to No Credit Needed and/or one of my other sites. If you are linked to any of my sites and I am NOT linked to you, please use my contact form and let me know. I want to be sure that I am linking back to all of…

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Motivation

The Flu, New Glasses, I’m Sick, It’s OK

My daughter has the flu, I’m sick, and my son broke his glasses. I’m tired, my throat is killing me, and I just feel rotten. My daughter feels much, much worse. She will be out of school for about seven days. My little boy broke his glasses and we had to buy a new pair for him. He’s three, and…

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Budget

My Personal Principles For Prosperity

Money Management: 1. I will create a practical, meaningful budget. 2. I will live below my means. 3. I will balance my checkbook. 4. I will organize my bills and my financial documents. Debt: 1. I will live without borrowing money. 2. I will live without using credit cards. 3. I will routinely check my credit report for errors. 4.…

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