It’s always interesting to look back and see what I’ve written about in the past. Two years ago I was still in debt but planning for the future when I wrote “Getting Ready For Freedom“. Check out this quote: It will be fun to focus my energy on how to save my money, rather than on how to pay-off my…
Author: NCN
Guest Author Big Honkin Speaks: The Value Of Having An Emergency Fund (And The Tragedy Of Not Having One)
Big Honkin (who recently introduced himself to readers of No Credit Needed) has written an article about the value of having and Emergency Fund. Big Honkin is a “real life” friend of mine and he’s just started to get out of debt and organize his finances. I think you’ll enjoy Big Honkin’s article and you can check out his new,…
Decreasing My Take-Home Pay So That I Can Maximize My Retirement Contributions
I recently adjusted the amount of money that I ‘take-home’ so that I can maximize my 403b contributions for 2007. The maximum contribution amount for 2007 is $15,500. In January, I elected to have $1000 per month contributed to my 403b, but in mid-June I decided that I needed to adjust my contributions. So, my monthly paychecks for July –…