We continue to use the envelope system to manage our cash. We also have three kids, who get paid for some chores – so we always have change around our house. My son, in particular, likes to collect coins. Right now, he’s into sorting pennies and saving a few in his coin collecting books. Once he goes through a roll…
Author: NCN
Getting Ready For 2014
It’s almost Christmas! I cannot believe (he says, in old-man voice) just how quickly this year has flown by. It’s almost 2014. Wow. This year has been an interesting year for our family. We continue to move forward with our financial plan – paying off mortgage and saving for the future – and we are excited for the next year.…
Forgotten Budget Categories – Home Maintenance
When making a monthly budget, it is easy to forget certain budget categories. One of the most often overlooked and underfunded categories is Home Maintenance. It’s easy to understand. None of us want to think about stuff breaking – especially in our home – so we tend to ignore this vital category. Over the years, we have employed two different…