I have been working on my taxes and it looks like my wife and I will be getting an income tax refund this year. That’s good news, because we are in the process of paying off our mortgage and every extra penny counts! A certain portion of our household income comes through self-employment, so judging withholding can be a bit…
Author: NCN
Tools That Rock
I am an amateur wood-worker. Right now, I am working on a few Christmas gifts for friends and family. I thought I’d share a few of the tools that rock – and make wood-working fun. Last year, I purchased the PORTER-CABLE 20-volt Lithium Ion Impact Driver. Man, this is one awesome tool. It is powerful – and perfect for outdoor…
How We Paid Off Our Credit Card Debt
Several years ago, my wife and I paid off our credit card debt. Here’s how we did it – We changed our spending habits. We stopped using our credit cards and started using the envelope system. We started to have weekly budget meetings and created a zero-based budget. We reduced or eliminated non-essential monthly expenses. We created a debt reduction…