Debt Free

Ten Things That Rock About Being Debt Free

1.  It just feels good to be debt free.  I’ve been debt free for more than than two years.  I cannot express, in words, how awesome it feels to live without payments. 2.  Every dollar that I bring home belongs to me.  I can choose to spend my money, save my money, give my money, invest my money, or waste…

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Emergency Fund

Uh Oh. It Might Be Time For A Real Emergency Fund

According to this article over at Yahoo Finance – Morgan Stanley told thousands of clients this week that they will not be allowed to withdraw money on their home-equity credit lines… When things get tight, many people tap into their home-equity credit lines for a bit of extra cash.  But, what happens when the bank refuses to let them borrow…

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