Credit

How Do Credit Card Companies Calculate Minimum Monthly Payments?

Do you know how your credit card company calculates your minimum monthly payment? In the past, most companies calculated your minimum payment as 2% of your account balance.  Now, however, many companies are using a new formula. The minimum monthly payment equals 1% of account balance plus finance charges plus fees. Assuming an account balance of $4000 at 16% APR:…

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Insurance

Hit A Deer

Last Friday night, while driving my daughter home from gymnastics practice, I hit a deer with my car.  (Technically, the deer hit my car, too.)  My car suffered some damage to the right front fender, and both passenger doors.  The car’s passenger-side mirror was destroyed. Thankfully, my daughter and I are find.  I’m not able to say, with any level…

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Noted

Midnight Meanderings – The 929 Project

From my other sites – No. Calories Needed – Introducing The 929 Project And I’m Down (At Least) 15.6 Pounds. 99 Changes – Time To Take Out The Trash No Credit Needed Network – Updates And I Have Removed Dormant Charts From around the web – Mighty Bargain Hunter – Back To The Basics – Debt Reduction Christian Personal Finance…

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