Charity

2008 Charity Spotlight

For the third year in a row, I’m asking my fellow personal finance bloggers to write articles about their favorite charities.  If you have a personal finance blog – or any old type of blog – and you would like to participate in this year’s 2008 Charity Spotlight, write a post about your favorite charity, publish it, and contact me. …

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Savings

Creating My Modified CD Ladder

Here’s how a normal CD ladder is setup – You have a lump amount to invest in CDs.  Instead of buying one CD, for a specific maturity date, you spread your investment out, over several CDs, all with different maturity dates.  For instance, assume you had $10,000.  You could create a CD ladder which looked like this – Amount Term…

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Credit

Up, Up, And Away – Check Your Credit Card Statement!

Have you received a letter from your credit card company?  (It might be bundled in the same envelope as your statement, or it might be delivered separately.)  If so, be sure to read it.  Why?  Because, several credit card companies are changing their terms, rates, and policies. According to Credit Addict, both Citibank and American Express have recently made several…

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