Budget, Money Management

From Overwhelmed To In Control

When it comes to managing our personal finances, it’s very easy to feel overwhelmed.  Here are some steps we’ve taken, over the past four years, so that we feel in control.  We have – Established An Emergency Fund I cannot overstate the value of our emergency fund.  On several occasions, we have had to deal with unplanned-for expenses.  Instead of…

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Resources

Details About The New Making Home Affordable Program

President Obama announced the implementation of  the  Homeowner Affordability and Stability Plan, which will allow some homeowners to refinance mortgages via a streamlined process.  The plan is also known as the Making Home Affordable program, and it will allow between 7 and 9 million people to refinance their mortgages, at today’s lower rates, and provides incentives for lenders and those…

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Customer Service, Saving Money

Kroger Ending Baby Club Rewards Program

If you are enrolled in Kroger’s Baby Club rewards programs, be sure to check your mail.  I just received a letter from them, notifying me that they have decided to end their current Baby Club program, effective yesterday.  Inside the letter was a coupon, equal to the value of my current points balance – in my case $10.  I am…

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