As you read this, you already know something about yourself, something very important. You know, without even having to think about it, if you are the kind of person who makes impulse purchases. You also know, with equal certainty, if this tendency to make impulse purchases is negatively affecting your financial situation. Over the next few weeks, I’m going to…
Month: June 2009
Rebuilding Cash Reserves
I have made a (temporary) change to the amount I contribute to my 403(b) retirement account. After making a few major purchases, it’s time to rebuild our cash reserves. Our income has been down, just a bit, as compared to this time last year – and expenses have been up. We now have three kids, and our youngest is still…
No Longer Focusing On Credit Cards
It’s been several days since I last posted an article here at No Credit Needed. I could easily blame my life, which has been hectic and filled with much to do, but I won’t. I could also blame writer’s block, but I don’t have it. Instead, just like every other article I’ve ever written, I’m going to be honest. I…