Debt Reduction

Debt Deluge – Modified Debt Snowball

I am a big fan of  Dave Ramsey.  I listen to his radio program and I’ve read all of Dave’s Books. His is one of my favorite personal finance books.  Dave made famous a specific debt reduction method – The Debt Snowball.  From personal experience, I can verify that The Debt Snowball works – and I’ll be eternally grateful for…

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Noted

Cleaning Out My Closets (Literally, Not Figuratively)

Back in June, I decided that it was time to clean out the closets in our house.  Now, it’s January – and it’s time to do it again.  This time, however, it’s going to be fun.  Why?  Well, I’ve lost 27.8 pounds (so far) since September 29, and I none of my pants fit.  This, my friends, is a great…

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Motivation

This Could Be The Day

This could be the day that you… decide to get out of debt start to live on a budget stop arguing with your spouse start talking to you spouse teach your kids about money send five extra dollars to the credit card company get rid of bad spending habits embrace bold, significant change choose to believe that you are worth…

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