Debt Reduction, Motivation

An Inspiring Debt Reduction Email

I recently received the following inspiring email from Valerie.  Valerie reads No Credit Needed, and she was also a member of the No Credit Needed Network.

Subject: Thank You

I just wanted to let you know that I finally paid off my debt this morning… after clicking online to submit the final payment of $200, I feel like a weight has been lifted off my shoulders.  Your website has truly helped me pace myself, consider purchases for the short and long-term, and think about funding my emergency, house down payment, and retirement funds. I can’t thank you enough for your… personal take on financial management, your thoughtfulness and support. I am incredibly grateful.

I sent Valerie a follow up email, congratulating her on her outstanding progress.  You can click here to view Valerie’s now-completed No Credit Needed Network chart.  In my reply, I reminded Valerie that her progress was a direct result of her hard work and that she should be proud of herself.  I want to thank Valerie for her email, and I want to thank her for allowing me to republish a portion of it here.  Valerie, You Rock!

If you are ready to get out of debt, may I suggest that you read – Debt Reduction 101.

6 thoughts on “An Inspiring Debt Reduction Email

  1. Great story! My wife and I just paid off our final debt in December after a 2 year journey. It was stories like these that continued to encourage, inspire, and motivate us to keep going. Congrats to Valerie for her efforts!

  2. Congratulations to Valerie. It is very important to celebrate others success. It is equally important to support those who are still working diligently to be free from the debt. The No Credit Needed Network is a fantastic tool and support community for this.

    Thank you for the inspiration.

  3. I would do anything to say I had just paid off the last of my debt! I am starting off at 150,000 and feel like I will never get there…(And what’s sad is that doesn’t include a mortgage-my house is actually paid off.) I know that there has to be hope–sometimes it’s just hard to see the light at the end of the tunnel, but it’s nice to know that some people can achieve their goals!

  4. That is great to hear! When I paid off my debt in August, seeing my NCN chart was totally awesome. Now I’m nearing my savings goal, and it’s really quite exciting too!
    I also love coming on here and seeing updates from names I recognize. Way cool. Thanks NCN!

  5. Thanks, everyone, for your words of encouragement and congratulations. NCN really has given me the confidence to know that I can handle my money and finances. At almost 30 years old, I feel like I finally have a grip on my bank account. Stay tuned to my HouseDownPayment chart to see my savings really grow! 🙂

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