I want to thank those of you who have supported No Credit Needed during 2008. I thought it might be fun to take a look back at some of the most popular posts from the past twelve months – the best of the best.
January 2008 –
January 9:  Building A Better Budget With The New Baby On Board - In April, my wife gave birth to our third child, a beautiful baby girl. While preparing for the baby’s arrival, we created a brand new budget. The baby is now eight months old, and she’s the sweetest thing in the whole wide world!
January 10: Time To Call The Credit Card Company - For those who are in credit card debt, this is a must-read. Do not settle for your current interest rates! Grab your phone and start making some calls.
January 25: Back To The Basics : How To Get Out Of Debt - Here you go, a super-simple guide for getting out of debt. I’ve written about this subject, over and over, but with today’s economy, articles like this one are more important than ever.
2009 is shaping up to be another remarkable year for No Credit Needed. I want to again thank all of you who have supported the site.
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I sincely hope that you will continue to enjoy No Credit Needed. Almost four years ago, when I sat down at my computer and started this site, I would never have dreamed, in a million years, the impact that it would have on me and my life. I have met so many good people and I have learned so much from my readers. You keep me motivated and you keep me involved. I can’t think of a better way to put it – You ROCK!
Yeah, its very difficult to get rid of the debt while earning session is not so good as one cannot get the enough even for a meal. Discipline is the key factor for getting rid of the debt.