Back in April, my wife gave birth to our third child, a beautiful baby girl. Prior to the birth, I wrote about some changes that we were making to our budget, to prepare for life with the new baby. I made some predictions, based on what I thought we might have to deal with, once the new baby arrived. Let’s…
Month: August 2008
The Only Carnivals That I Really Like
I’m not a big fan of carnivals. I just get kinda weirded out by all of the noises and the smells and high prices. I can’t remember ever coming home from a carnival and thinking, “Man, I had a great time!”. No, usually I’m thinking, “How did I get talked into going there in the first place?”. But, there is…
Take A Good Long Look In The Mirror And Get Ready For Some Serious Debt Reduction
When I started writing about my finances in April of 2005, I had one goal – I wanted to get out of debt! At its core, No Credit Needed is still a debt reduction blog. Sure, I now write about a wider array of topics, and my goals have changed and evolved, but the primary message of this site will…