In July of 2006, I asked my fellow personal finance bloggers to share their very best money saving tips.
My goal was to create a list of tips for getting out of debt, saving money, and living frugally.
Since that time, the number of personal finance blogs has grown. I wanted to give bloggers – new and old alike – the chance to add their tips to the list.
Some of the blogs that used to exist, no longer do, and I’ve removed the links associated with those blogs.
I’ve removed the dead-links and and organized the working-links.
If you are a blogger and you have a tip that you would like to share – and it’s not already listed below – click here to send me the url for you tip. I’ll add your tip to the list. You do not have to be a personal finance blogger in order to participate. Feel free to take one of the tips listed below and expand upon it, or come up with your own, unique tip.
If you are a reader, and you have a tip that you would like to share, leave a comment and I’ll add your tip to the list.
(If you are a blogger and you have linked to my old list of tips, please change your link so that it directs your readers to this post. Also, if you contributed a link in the past, and you don’t see it here, please resubmit the link. I tried to keep everything together, but I may have missed your tip.)
Frugality
- Mighty Bargain Hunter suggests buying used products instead of buying new.
- Frugal For Life suggests checking out the dumpster for goods that you can reuse.
- Beyond Broke suggests that we stay home – and out of the shops.
- A Dollop Of Sour Cream suggests that you make a list – and wait.
- Blogging Away Debt suggests one last look in the shopping cart.
- Udandi suggests that you shop the perimeter of the grocery store.
- Seeking Contentment suggests that you utilize your local library.
- Pragmatic Finance suggests doing some research.
- We’re In Debt suggests taking public transportation.
- Debt Free suggests shopping at warehouse stores.
- Double2Mil suggests visiting a few garage sales.
- Smith’s Trading Post suggests eliminating a few vices.
- Early Retirement Extreme suggests using firewood.
- Dollar Frugal suggests asking for discounts when on the phone.
- BeingFrugal suggests knowing your weaknesses.
- Girls Just Want To Have Funds suggests inexpensive alternatives for pricey products.
- My Two Dollars suggests buying stamps at a discount.
- The Penny Saved suggests eating at home (and buying a yacht).
- Million Dollar Journey suggests eating at home before you eat out.
Saving At Home
- The Good Human suggests buying compact fluorescent light bulbs.
- Simply Us suggests planning your meals.
- Boston Gal’s Open Wallet suggests that you share expenses with neighbors and friends.
- Mapgirl suggests drinking tap water.
- Tired But Happy suggests reusing common household items.
- Easy Change suggests eating half of the pizza.
- Fruitful Words suggests using a blanket.
- Single Guy Money suggests taking your lunch to work.
- Prime Time Money suggests ways to save when going to the movies.
- Motherhood101 suggests 10 things for $10 or less.
- Millionaire Neumes suggests skipping the training wheels.
- Cash Money Life suggests using a programmable thermostat.
Personal Finance
- Lazy Man suggests that you pay yourself first.
- Don’t Mess With Taxes suggests listening to your mother.
- Merle Sneed suggests checking out your insurance policies.
- Confessions suggests that you be more aware of why you make decisions.
- Mortar Board suggests that you volunteer more.
- Beyond The Consumer suggests that you save a percentage from each check.
- Brian’s Money suggests that you start – now.
- Paid Twice suggests a little snowflaking.
- MoneyManagemenAndYou suggests focusing on percentages when saving money.
- Pro Bargain Hunter suggests maxing-out your 401k.
- Chief Family Officer suggests learning about investments that produce income.
(Please bookmark this page – I’ll update it as new tips are received.)
I’m a huge supporter of Single Guy Money’s tip to take your lunch to work. I work at a large company with a few cafeteria’s and it’s definitely not reasonably priced. It’s amazing how much cash people drop just for lunch in one week. After seeing what most people buy I’d say the average cost of lunch at work is around $9/day or about $50/week! That’s just crazy. I spend anywhere between $2 and $3 a day and eat much tastier/fresher food.
I’m a huge supporter of Single Guy Money’s tip to take your lunch to work. I work at a large company with a few cafeterias and it’s definitely not reasonably priced. It’s amazing how much cash people drop just for lunch in one week. After seeing what most people buy I’d say the average cost of lunch at work is around $9/day or about $50/week! That’s just crazy. I spend anywhere between $2 and $3 a day and eat much tastier/fresher food.
NCN,
I don’t know if you saw my post from January 7th or not, but I paid off the house and I am totally debt free!
M. Sneed
I suggest saving all of your change, rolling it, and taking it to the bank. Put that money towards something special that you haven’t bought. It really adds up.
Merle –
Rock on! I just went to your site and read your post… I left a note there, but wanted to respond here, as well. Doesn’t it feel great! Great job!
NCN
Challenge: 10 Things to do that cost $10 or less
January 23, 2008 entry
http://motherhood101aplus.blogspot.com/2008/01/challenge-10-things-to-do-for-10-or.html
A personal pareto priority analysis, from my experience, concludes that biggest saving for single is on gas & energy (vehicle & heating) followed by clothing & meal, so reduc that section and you’ll save a lot.
Colin Joss
East Lothian, Haddington
United Kingdom
Great list here – did you get my submission? Maybe it didn’t make the cut? I’ll try sending something different tomorrow 🙂
Great post! Also, CFLs are great!
Staying organized, so you know what you have…
Buying from the bulk bins, cuts down on packaging waste and is cheaper.
Marle Sneed,
You are also correct! I also have been saving up all my changes. It does add up to the overall saving quite well. I do this for years, but forgot to mention 🙂
Great article, NCN! There are a lot of great ways to save hundreds of dollars if you apply all (or even most) of these! 🙂
No Credit Needed has complied a list of personal finance bloggers best tips on frugality, saving at home and personal finance.
My tip: Plan ahead when it comes to spending. In other words, budget!