I have contacted an independent insurance agent for Term Life and Longterm Disability Insurance Quotes. I already have a term life policy (and so does my wife) but I want to up our coverage amounts. We both make about the same amount of income, so I requested 6 quotes – 20 and 30 year policies at 3 different amounts – 3 quotes for her, 3 quotes for me. The smaller amounts are equal to 10 times our current salaries – and the next two amounts are equal to 12 times and 15 times, respectively. As for longterm disability quotes – we both have policies from our workplaces, but we are looking for some additional / replacement coverage.
(Quick side note – I may have found a newer min-van! I’ll have more on that later…)