Well, never one to procrastinate, I went ahead and made my decsion. I transfered 2000 bucks from my last cc to another “dormant” card at zero percent until March 2006. I just could not tolerate the idea of paying interest, and since I already owed the money, I am not really using new “credit”.
I still hate the idea that I “needed” the credit card, but, I guess, in this case, I did. So, I now owe 990 dollars on one card, and 2000 on another.
(When I update my charts, I will still consider this “one” account, since I will not be paying interest.)
Now, time to find some new ebay junk, and get to bustin’ up some more debt. Peace out!