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Bill Pay Follow-Up

In my last post, I gave several suggestions for easy bill payment and organization. One tip that I forgot was this: Call your billers, and see if you can get them to move your monthly billing date to days that are good for your. Almost all of my billers either bill me at the last of the month, or in the middle. This helps for easy organization and planning. (By the way, I do very little “auto-draft” bill payments…I like to take a look at something BEFORE I pay it. The one real exception is my gym membership, which is always the same.)

Here is a chart of most of my current bills and how I have them organized. I use the aforementioned bill organizing tips to pay bills not mentioned on this chart, like medical or other non-regular bills.

Account Paper / Less Day Billed Day I Pay Payment Type
Electric Paper 25th 1st Online Bill Pay
Phone Paper 25th 1st Online Bill Pay
Pharmacy Paper 30th 1st Check
Cell-Phone Less 15th 20th Online Bill Pay
Auto 1 Less 15th 20th Online Bill Pay
Auto 2 Less 15th 20th Online Bill Pay
Credit Card Less 15th 20th Online Bill Pay
Gym Less 15th 20th Auto-Draft
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