Category Archives: Money Management
Take Back Control
Happy New Year! Here’s how I rid myself of consumer debt – and took back control of my financial future. (No gimmicks necessary…) First, I sat down with my wife and had an honest conversation about our finances. We talked about where we were, where we were headed, and where we wanted to be. This [...]
Structure And Freedom
Over the years I have learned the true value of creating structure and following a routine. My wife and I use the following structured systems to control spending, plan for saving, and manage our finances. Monthly Calendar – Each month we sit down and plan out that month’s events and scheduled activities. We brainstorm and [...]
Resource Reminder – 7 Hours For Healthier Finances
Last year I wrote a series of articles entitled Dedicate 7 Hours for Healthier Finances. Since that time, readership of No Credit Needed has increased – and I want to make sure that new readers (and folks who might have missed the series the first time around) are aware of it. The premise behind the [...]
Achieving Financial Goals – The Process Remains The Same
I do not like distractions. When I am working on an article, I don’t want to listen to music. When I am watching television, I do not want to hear the noise of the dish washer. My mind is of the proverbial “one-track” variety. Multitasking is not for me. When it comes to the management [...]
