Money Management

Day 2: More Calls More Money (Saved)

It’s Day Two of my plan to reorganize my finances and improve this website.  Today I spent some time making a few phone calls and working on organization.  Here’s what I accomplished (and what I didn’t) – My first goal was to call our satellite television provider and discuss options for lowering our monthly bill.  My wife and I had discussed getting rid of the service altogether, but we decided to wait for one more year.  Our reasons were pretty specific:  We have slower-than-average internet speeds at home – and our kids love to watch live sports.  So, we decided, that if the provider would lower our costs, we’d renew our contract for one more year.  I know that there…

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Money Management

Day One: Getting Started

It’s Day One of my plan to reorganize my finances and improve this website.  Today’s tasks took just a few minutes each to complete – and set the groundwork for future steps.  Here’s what I did – I checked our credit scores.  We are considering a mortgage refinance in the new year, after we file our tax returns, and I wanted to be sure that all of our credit information is up-to-date and correct.  I was pleased with what I saw – but will look for opportunities to improve our score. Side note:  I mentioned this in a post several years ago:  While we do not routinely carry balances on our credit cards, we will use them from time to…

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Money Management, Popular Posts

Big Goals Require A Bold Plan

It’s confession time.  For the past six months, I’ve been coasting.  After more than a decade of focusing on our personal finances, I took the gas of the pedal and relaxed a bit.  I spent rather freely, wandered away from our budget, and stopped writing.  It was fun (sorta), but the time has come to get refocused and rededicated.  The new year is coming fast and we want to be prepared and excited, not broke and unorganized. I have a plan for the next few weeks – a plan that will hopefully help us reach our financial goals for 2017 – and beyond.  I have outlined what I hope to accomplish, both with our finances and with my various web…

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