Family

How We Started Collecting Coins

My son and I have recently started collecting coins. Several months ago, my son received an Electronic Piggy Bank: Digital Counting Money Coin Jar with LCD Display as a gift.  After the jar was filled with pennies, he decided that he wanted to deposit his money in his savings account. As we were sorting through the coins, in preparation for our trip to the bank, I noticed a few “wheat-back” pennies.  This lead to a discussion about the different types of pennies – which lead to google-searches for information about types of quarters, nickels, and dimes. My son was hooked.  We were soon collecting coins. I called a couple of friends who are in to coin collecting – and both…

Continue Reading
Family, Mortgage

How We Found Our Home

Four years ago, my wife and I decided that the time was right for our family to purchase a new home.  With a down-payment in our savings, we started our search.  Here’s how we found our home – We began our search within a 20 mile radius of my wife’s workplace.  We live in a rural part of our state – but there are several small neighborhoods within our desired area. Once or twice a week, I would check the local online real estate listings.  We found four or five homes that we liked, but all of them were outside of our price-range.  I also checked our local paper, but had no better luck. Speaking of our price-range – we…

Continue Reading
Family, Frugality, Saving Money

Save Money When Eating Out

My wife and I have 3 kids.  We prefer to feed them home-cooked meals, but there are times when it’s fun and/or convenient to eat out.  Here are a few ways that we have learned to save money when eating out – with kids! Budget for eating out. This is critical.  Folks often underestimate how much they are going to spend on eating out – and run into problems at the end of the month.  If you are going to eat out – you gotta budget for it. Order an entree – and ask for an extra, empty plate. Instead of ordering from the kids’ menu – which usually has a limited selection – order a regular entree and have…

Continue Reading