Category Archives: Emergency Fund

Quickly Fund $1000 Emergency Fund

When my wife and I decided to get out of debt, the first thing we did, after creating a zero-based budget, was to fund a $1000 emergency fund.  We then put our credit cards in the back of our wallets … Continue reading

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The Emergency Fund

Savings.  Rainy-day Fund.  Cash Reserves. The Emergency Fund.  It goes by many names, and whatever you want to call it, ours helped us to get out of debt. Why we established an emergency fund before attacking our debt – When … Continue reading

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Break The Credit Card Cycle

It has been several years since my wife and I regularly used credit cards for monthly purchases.  Instead, we use cash, debit cards, and online bill pay.  Here’s how we broke our credit card cycle – 1.  We put our … Continue reading

Posted in Debit Cards, Emergency Fund | 6 Comments

Increasing Emergency Fund Balance

We have decided to increase the amount of money that we keep in our emergency fund. One of our goals is to keep an amount equal to six months’ worth of expenses in our emergency fund.  The primary purpose for … Continue reading

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