Debt Free, Motivation

We Are Living Debt Free – 5 Years And Counting

As I mentioned in yesterday’s post, my wife and I just celebrated our fifth year of living debt free. Here’s how our decision to get out of consumer debt changed our lives: We do not pay interest.  We earn it. This one is pretty obvious.  Instead of paying interest to various credit card companies or financial institutions, we earn interest…

Continue Reading

Budget, Debt Free

Living Debt Free – Part 2

I have decided to do a series of posts, ten in all, exploring the concept of living debt free.  This is the second post in that series. Click here to read Living Debt Free – Part 1. Planning For Future Major Purchases If we are going to live debt free, we have to have a solid plan for making future…

Continue Reading

Debt Free

Living Debt Free – Part 1

I have decided to do a series of posts, ten in all, exploring the concept of living debt free.  This is the first post in that series. Defining Debt Free Let’s assume that I take my daughter to the doctor.  I schedule an appointment, my daughter sees the physician, I give my insurance card information to the doctor’s office manager,…

Continue Reading