Monthly Archives: January, 2012
Mortgage Payoff Progress for January 2012 with Chart
Two years ago my wife and I purchased our very first home. We have a conventional, fixed-rate 15-year mortgage. Our goal is to pay it off our mortgage in less than ten years. As of January 13, 2011, we have made 22 regular monthly mortgage payments. We have also made several additional principal-only payments. Our [...]
When all is Said and Done, it is the Done that Counts
When all is said and done, it is the done that counts. Lots of folks spend their time talking about their problems, especially their financial problems. Only a select few ever commit to the task of fixing those problems. The talking is important, but only if it actually leads to real changes. Decisions must be [...]
Reduce Credit Card Use
According to this recent L.A. Times report – Consumer borrowing increased at an annual rate of 10% in November,the largest jump in a decade… Outstanding credit card debt increased 8.5% in November… (emphasis, mine) It appears that folks are using credit cards more than ever – and outstanding balances are increasing. For more than seven [...]
Reduce Debt and Save Money on Groceries
With so many of us focusing on improving our finances in 2012 – I thought it might be beneficial to link to a few of my favorite personal finance-related resources: Free Printable Grocery Store Price Book – I created this printable price book to track fluctuations in the prices of grocery store items. Download the [...]
