Monthly Archives: November 2010

The Needs Improvement List

My budget-analysis for 2010 reveals that I need to improve in the following areas – I need to spend less money on convenience store items – bottled water, sodas, chips, etc.  When I fill up at the gas station, I … Continue reading

Posted in Goals | 1 Comment

Over 8 Million Users Stopped Using Credit Cards In 2010

According to a recent press release from credit bureau TransUnion – TransUnion’s analysis estimates that more than eight million consumers stopped actively using bank-issued, general purpose credit cards over the past year. This deleveraging is believed to be due in … Continue reading

Posted in Credit, Noted | 1 Comment

Do You Know How Your Mortgage Lender Applies Additional Principal?

Each month I make my regular monthly mortgage payment – the fixed payment amount found on my monthly statement.  I use billpay from my bank. My lender requires that a full, monthly mortgage payment be made.  In other words, I … Continue reading

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More Than Just The Numbers

Sometimes, money management is about the numbers, the percentages, and the rates.  Often, however, it is about attitudes, choices, and behaviors.  When it comes to staying motivated, and moving forward, here’s what works for me: I consult the Scriptures and … Continue reading

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